01
Urgent replacements
When a critical piece of equipment fails, we move quickly to get a replacement approved.
Hospitality Equipment Finance
Fit out the kitchen, replace the combi oven that died on Saturday night, or open a second venue. Finance that keeps your working capital for stock and staff.
Who we work with
- Restaurants
- Cafes & coffee shops
- Bars & pubs
- Hotels & motels
- Caterers
- Food trucks
What we finance
- Combi ovens, ranges and fryers
- Coffee machines and grinders
- Cool rooms and refrigeration
- Dishwashers and exhaust canopies
- POS systems and furniture
- Food trucks and catering vans
Chattel MortgageFinance LeaseLow Doc Finance
The challenge
Hospitality margins are tight and cash flow swings with the season. Paying for a new kitchen outright can leave a venue short for wages and stock just when it needs them most.
We finance equipment and fit-outs so repayments are spread across the life of the asset, with lenders who understand that a cafe's trading pattern does not look like an office's.
How Kasana helps
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New venue fit-outs
Kitchen, bar and front-of-house financed together for an opening or relaunch.
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Seasonal awareness
Lenders who assess hospitality on its real trading pattern.
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One contact
One specialist handles your application from start to finish.
Commercial kitchens & venues
Ways to structure it
The right structure matters as much as the rate
Chattel Mortgage
You own the asset from day one and the lender takes security over it. Often used by GST-registered businesses that want to claim the GST and depreciation.
Finance Lease
The lender owns the asset and you lease it for an agreed term, with a residual at the end. Repayments are generally treated as a business expense.
Low Doc Finance
For established ABN holders whose tax returns are behind or do not reflect current trading. Assessed on BAS, bank statements or an accountant's declaration.
General information only. The best structure depends on your circumstances, so check tax implications with your accountant.
From first call to delivery
- 1
Tell us what your business needs
The asset, the business and the timing. A short call or form is all it takes to start.
- 2
Review finance options
We compare lenders and structures and explain the trade-offs in plain English.
- 3
Secure approval
We prepare and lodge the application, deal with the lender and keep you updated.
- 4
Purchase your asset and grow
The lender pays your supplier, you take delivery and the asset gets to work.
Get a quote
Tell us what you are looking to finance
There is no obligation, and an enquiry does not touch your credit file. A specialist will call you to talk through the options.
What you will typically need
- ABN and liquor or food licence where relevant
- Equipment quote or supplier invoice
- Recent BAS or bank statements
- Lease details for fit-outs
Questions
Hospitality Equipment Finance: common questions
Can you finance second-hand kitchen equipment?
Some lenders will, particularly from established dealers. Private sales of commercial kitchen equipment are harder, and we will tell you upfront.
Can I finance a fit-out for a leased venue?
Yes, although lenders will look at the length of your premises lease. A lease that runs longer than the finance term helps.
We have only been trading for a year. Is that a problem?
Not necessarily. Several lenders consider businesses from 12 months of trading, and sometimes earlier with experienced operators.
The Kasana group
Beyond asset finance. One trusted group supporting your business journey.
Most brokers finance the asset and walk away. Through the Kasana group, the same relationship can cover the equipment, the business and property lending behind it, and the insurance that protects it all.
Assets
Kasana Asset Finance
You are hereTrucks, vehicles, machinery and equipment finance.
- Trucks, trailers & fleets
- Construction & machinery
- Medical & hospitality equipment
Lending
Kasana Finance
Business lending and property finance.
- Business & working capital loans
- Commercial property
- Refinancing
Protection
Kasana Insurance Brokers
Protecting business assets with tailored insurance solutions.
- Commercial motor & fleet
- Plant & equipment cover
- Business insurance packages
Get Started Today
Ready to talk hospitality finance?
Speak with a Kasana specialist about the asset, the structure and the lenders that fit your business.