Kasana Asset Finance
Business

Excavators, loaders, graders, cranes and specialised plant. Machinery finance for contractors who need the right gear on site when the job starts.

  • Plant Specialists
  • Project-Based Structures
  • Used & Auction
Machinery Finance

Machinery

Heavy machinery, structured for the job

Excavators, loaders, cranes and plant for construction, civil and agriculture.

Excavators and mini excavatorsLoaders, skid steers and gradersCranes and elevated work platformsRollers, compactors and dozersTractors and agricultural machineryAttachments, used and auction machinery
Overview

Heavy machinery, structured for the job

Winning the tender is one thing. Having the machine on site in time is another. Kasana Asset Finance arranges machinery finance for civil contractors, builders, earthmovers, quarries and agricultural businesses Australia-wide.

In detail

What you need to know

How we help01 / 03

Machinery Finance with Kasana

Yellow goods hold value well, and specialist lenders understand them. We work with lenders who know the difference between a 5-tonne excavator and a 30-tonne one, and who will finance attachments, used machines and auction purchases.

The detail02 / 03

Repayments that follow the work

Construction and civil income is rarely even. Where it helps, we can structure balloons, seasonal repayments or deferred starts so the machine pays for itself before the big repayments land.

Buying several machines for a project? We can package them into one facility, or stagger them so each machine starts when it is needed on site.

At a glance03 / 03

Machinery we finance

  • Excavators and mini excavators
  • Loaders, skid steers and graders
  • Cranes and elevated work platforms
  • Rollers, compactors and dozers
  • Tractors and agricultural machinery
  • Attachments, used and auction machinery
Machinery finance calculator

Make sure the machine earns its keep

Weigh what the excavator or loader brings in against the repayment, and see when it pays for itself.

$
$5,000$1,500,000
yrs
1 yr7 yrs
%
3.00%25.00%

Illustrative rate, not a lender offer

$
$0$111,000
%
0%50%
$
$0$46,000
$
$0$23,000

Fuel, wages, insurance, servicing

Left over each month

$7,491

After a $3,309 monthly repayment and $5,200 in costs
Where the income goes$16,000 / month
RepaymentCostsLeft over
Break-even income
$8,509/mth
Repayment cover
3.26x
Net cash by year 5
$412,475
Balloon at end
$37,000

Calculator results are indicative estimates only and do not constitute a finance quote, offer, approval or financial advice. Actual repayments, rates, fees and loan terms depend on the lender, product and individual circumstances.

Cash position

Cumulative cash the asset generates

Deposit and balloon included. The last 2 years show the asset working with no repayment.

$0
$242k
$484k
$725k

Year 7 (owned)

Net cash$671,675

StartYear 2Year 4Year 6 (owned)
Net cash
Why choose Kasana

Specialists who know the asset, the lender and you

01

Plant Specialists

Lenders who understand yellow goods, attachments and resale values.

02

Project-Based Structures

Balloons, seasonal and deferred repayments where they fit.

03

Used & Auction

Private sale and auction purchases, with inspections arranged.

04

Low Doc Options

For established contractors whose financials are behind.

05

Fast Turnaround

Decisions in time for the job, not after it.

Talk it through with a specialist today.

0370 477 772
How it works

Four steps to your new asset

  1. 1

    Tell us what your business needs

    The asset, the business and the timing. A short call or form is all it takes to start.

  2. 2

    Review finance options

    We compare lenders and structures and explain the trade-offs in plain English.

  3. 3

    Secure approval

    We prepare and lodge the application, deal with the lender and keep you updated.

  4. 4

    Purchase your asset and grow

    The lender pays your supplier, you take delivery and the asset gets to work.

Quarry, mining & plant

Machinery Finance with a specialist in your corner.

FAQs

Machinery Finance questions

Straight answers to what business owners ask us most. Anything else, just call.

Can repayments match seasonal or project income?

Often, yes. Some lenders offer seasonal, stepped or deferred repayments for construction and agriculture, so the big repayments land when the work does.

Do you finance attachments and used machines?

Yes. Attachments can usually be included with the machine, and used, private sale and auction machinery can be financed with an inspection.

Can several machines go under one facility?

Yes. For a project that needs several machines we can package them into one facility or stagger them so each starts when it is needed on site.

Will an enquiry affect my credit file?

A conversation with us does not. A credit enquiry is only recorded when an application is lodged, and we only lodge once you have agreed on the lender and structure.

Explore more

Other finance solutions

Get Started Today

Ready To Finance Your Next Asset?

Take the first step toward securing the right financial solution for you. Whether it is car finance, equipment finance, business finance or personal loans, Kasana Asset Finance is here to help.