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Whole-of-business view
Asset, cash flow and property options considered together, not in silos.
Business Expansion Finance
A new site, a bigger contract, a second crew or an acquisition. We find funding that matches how your business earns, so growth does not starve day-to-day cash flow.
Who we work with
- Multi-site operators
- Contractors winning larger jobs
- Wholesalers & distributors
- Professional services
- Manufacturers
- Business acquisitions
What we finance
- Working capital and cash flow facilities
- New location set-up and fit-out
- Contract mobilisation
- Stock and inventory funding
- Equipment for new capacity
- Business acquisition funding
Business LoanWorking Capital LineAsset Finance
The challenge
A new contract needs people and equipment before the first invoice is paid. A second location needs a fit-out, stock and staff before it trades. That gap is where good businesses get stretched.
We look at the whole picture, including assets, cash flow and property, and combine the right facilities: asset finance for the equipment, a working capital line for the gap and, through Kasana Finance, property-backed lending where it makes sense.
How Kasana helps
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Secured and unsecured
Unsecured facilities for speed and secured lending for larger amounts and sharper pricing.
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Lender panel
Banks, non-banks and specialist business lenders compared for you.
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A plan, not just a loan
Facilities sized for the next stage of growth, not only today's purchase.
Established businesses
Ways to structure it
The right structure matters as much as the rate
Business Loan
Secured or unsecured term lending for a defined growth project.
Working Capital Line
A revolving facility you draw on as needed and pay interest only on what you use.
Asset Finance
Equipment and vehicles funded against the asset, keeping cash for everything else.
General information only. The best structure depends on your circumstances, so check tax implications with your accountant.
From first call to delivery
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Tell us what your business needs
The asset, the business and the timing. A short call or form is all it takes to start.
- 2
Review finance options
We compare lenders and structures and explain the trade-offs in plain English.
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Secure approval
We prepare and lodge the application, deal with the lender and keep you updated.
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Purchase your asset and grow
The lender pays your supplier, you take delivery and the asset gets to work.
Get a quote
Tell us what you are looking to finance
There is no obligation, and an enquiry does not touch your credit file. A specialist will call you to talk through the options.
What you will typically need
- ABN and entity details
- Recent BAS and business bank statements
- Latest financials and tax returns
- A short outline of the growth plan
Questions
Business Expansion Finance: common questions
How much can my business borrow?
It depends on turnover, profitability, existing debt and security. Unsecured facilities are generally smaller; property-secured lending can go considerably further.
Do I need property as security?
Not always. Many growth facilities are unsecured or secured by the business assets themselves. Property security can improve the amount and the rate.
Can you help with buying another business?
Yes. Acquisition funding is assessed on the combined business, and we can coordinate with your accountant and solicitor on the deal.
The Kasana group
Beyond asset finance. One trusted group supporting your business journey.
Most brokers finance the asset and walk away. Through the Kasana group, the same relationship can cover the equipment, the business and property lending behind it, and the insurance that protects it all.
Assets
Kasana Asset Finance
You are hereTrucks, vehicles, machinery and equipment finance.
- Trucks, trailers & fleets
- Construction & machinery
- Medical & hospitality equipment
Lending
Kasana Finance
Business lending and property finance.
- Business & working capital loans
- Commercial property
- Refinancing
Protection
Kasana Insurance Brokers
Protecting business assets with tailored insurance solutions.
- Commercial motor & fleet
- Plant & equipment cover
- Business insurance packages
Get Started Today
Ready to talk small business finance?
Speak with a Kasana specialist about the asset, the structure and the lenders that fit your business.