How we help01 / 05
Bad Credit Loans with Kasana
Whether you need a car, truck, personal loan or business funding, we will work with flexible lenders who look beyond your credit score and focus on your current situation.
Specialist Lending
Past financial issues should not define your future. We work with flexible lenders who focus on your current situation, not just your history.
- Access to Specialist Lenders
- No Judgment, Just Support
- Fast Pre-Approvals
Bad Credit Loans
Everyone deserves a fresh start
Finance solutions that look beyond your credit score.
Missed or late paymentsDefaults or judgmentsBankruptcy historyPart IX or Part X agreementsLow credit scoresCar FinanceTruck & Equipment FinancePersonal LoansAsset Refinancing
Overview
Everyone deserves a fresh start
Have past financial issues left you with a poor credit score? Do not worry. Kasana Asset Finance believes everyone deserves a fresh start. Our Bad Credit Loan solutions are designed to help you secure the finance you need, even if your credit history is not perfect.
In detail
What you need to know
The detail02 / 05
What Are Bad Credit Loans?
Bad credit loans are designed for applicants whose credit file may include:
At a glance03 / 05
What we finance
- Missed or late payments
- Defaults or judgments
- Bankruptcy history
- Part IX or Part X agreements
- Low credit scores
The detail04 / 05
Our Approach
We assess your present ability to repay rather than focusing solely on your financial past.
At a glance05 / 05
What Can You Finance with a Bad Credit Loan?
- Car Finance
- Truck & Equipment Finance
- Personal Loans
- Asset Refinancing
Bad credit loan calculator
Find a repayment you can keep up
A loan you can comfortably repay is the best way to rebuild your credit. Start from your budget.
$
$2,000$150,000
$
$0$18,000
$
$0$18,000
After any payout
yrs
1 yr7 yrs
%
0.00%25.00%
Illustrative rate, not a lender offer
Repayment frequency
Estimated fortnightly repayment
$337/ fortnight
About $168 weekly or $729 monthly
Total payable$43,766
- Amount financed
- $30,395
- Total interest
- $13,371
- Total fees
- $395
- Balloon at end
- $0
- Cost of financeInterest plus all fees
- $13,766
- Total repayments130 repayments
- $43,766
Calculator results are indicative estimates only and do not constitute a finance quote, offer, approval or financial advice. Actual repayments, rates, fees and loan terms depend on the lender, product and individual circumstances.
Loan journey
How the loan runs down
$0
$11k
$22k
$33k
Year 5
Balance owing$0
StartYear 1Year 2Year 3Year 4Year 5
Why choose Kasana
Specialists who know the asset, the lender and you
Access to Specialist Lenders
Lenders who consider applicants with impaired credit.
No Judgment, Just Support
A respectful, solutions-focused approach.
Fast Pre-Approvals
Know where you stand quickly.
Confidential & Discreet
Your circumstances handled with complete privacy.
Improve Your Credit
Well-managed finance can help rebuild your credit profile over time.
Talk it through with a specialist today.
0370 477 772How it works
Four steps to your new asset
- 1
Tell us what your business needs
The asset, the business and the timing. A short call or form is all it takes to start.
- 2
Review finance options
We compare lenders and structures and explain the trade-offs in plain English.
- 3
Secure approval
We prepare and lodge the application, deal with the lender and keep you updated.
- 4
Purchase your asset and grow
The lender pays your supplier, you take delivery and the asset gets to work.
Explore more
Other finance solutions
Cars
Drive away with confidence
Caravan
Freedom on the open road
Marine
Finance for life on the water
Personal
Support for life's moments
Trucks
Keep your business moving
Trailers
More capacity behind every truck
Fleet
Grow the fleet, not the paperwork
Machinery
Heavy machinery, structured for the job
Equipment
Invest in productivity
Business Finance
Working capital, when you need it
Commercial Lending
Structured for your business
Low Doc / No Doc
Finance without the paperwork
Get Started Today
Ready To Finance Your Next Asset?
Take the first step toward securing the right financial solution for you. Whether it is car finance, equipment finance, business finance or personal loans, Kasana Asset Finance is here to help.