See how much equity you can access in your home and calculate the costs of the loan.
A share of the home's value kept out of reach of the loan
How you want the money
Illustrative rate, not a lender offer
You could borrow up to
$175,000
- Lump sum
- $105,000
- Loan at the start
- $106,500
- Loan to value ratio
- 15.21%
- Equity runs out in
- 34 years, 2 months
Age 100
Home value$1,969,704
Loan balance$2,064,530
Your equity$0
Calculator results are indicative estimates only and do not constitute a finance quote, offer, approval or financial advice. Actual repayments, rates, fees and loan terms depend on the lender, product and individual circumstances.
How the reverse mortgage figures are worked out
- 01
The most you can borrow depends on the youngest borrower's age and the home's value.
- 02
You make no repayments, so interest and fees are added to the loan and compound over time.
- 03
The chart shows how the loan, the home's value and your equity could change over the years.
Calculator results are indicative estimates only and do not constitute a finance quote, offer, approval or financial advice. Actual repayments, rates, fees and loan terms depend on the lender, product and individual circumstances.
- Borrowing powerUse your income, expenses and debts to estimate how much you could borrow.
- Split loanWork out the costs of splitting your loan into a fixed and a variable portion.
- Home loan offsetEstimate how much interest you could save by keeping your savings in an offset account.
Want the real rate, not an estimate?
Ten minutes with a specialist turns these figures into actual lender options. No obligation.